Privacy Policy
We place a high priority on our ethical obligations and your privacy. We are committed to delivering superior service to all our clients and visitors to this website, and we take your privacy concerns seriously. This Privacy Policy outlines the manner in which we collect, safeguard, utilize, and share information collected about you on our website. By using this site, you are expressly agreeing to the Privacy Policy's terms and conditions applicable at the time of your use. We trust that this disclosure will bolster your confidence in our website and improve your online experience. Consequently, in adherence to industry norms and regulations generally enforced by Federal and State Governments, we observe the following privacy policy.
Browsing
Our website does not gather personally identifiable information from your computer when you browse and request pages from our servers. This means that unless you willingly and consciously give us personally identifiable information, we won't be privy to details such as your name, email address, or any other personal information. We might employ IP addresses, browser types, and access times for trend analysis, site administration, enhancing site performance, and collating general demographic information for collective use.
When you request a page from our website, our servers log the details provided in the HTTP request header. This includes the IP number, the time of the request, the URL of your request, and other details present in the HTTP header. We collect this HTTP request header data to ensure our website functions properly and delivers the features visible on our site. This information also aids us in gaining a better understanding of how visitors interact with our website, enabling us to optimize its content and functionality to better serve your needs.
Disclosure of Information to Third Parties
Modern Debt Help does not disclose or share, lease or transfer any client or personal information with any third party for any purpose.
Choice/Opt-out
We offer you the option to opt out of having your personally identifiable information utilized for specific purposes when we request such information. For instance, if you purchase a product/service and prefer not to receive any additional marketing materials from us, you can specify your preference on our order form.
If you wish to stop receiving our newsletters and promotional communications, you can opt out by following the instructions included in each newsletter or communication. Alternatively, you can opt out by emailing or calling us as per the details provided on our contact page.
If you prefer not to have your personal information collected by any third-party that isn't our agent or service provider, please get in touch with our customer service department to actively opt out of having your personal information shared.
Customer Service Contact Information: Modern Debt Help, 269 W Bonita Ave, Claremont, CA 91711, contact@moderndebthelp.com, 877-390-2217.
Service Providers
We may engage other third parties to perform specific clerical, processing, and shipping services on our website. When you register for our services, we will share only the necessary information required for the delivery of those services. These third parties are strictly forbidden from using your personally identifiable information for any other purposes.
Securing the Transmission and Storage of Information
The security of your personal information is paramount to us. We adhere to widely accepted industry standards to safeguard the personal information provided to us, both during its transmission and upon our receipt of it.
Our site employs SSL (Secure Sockets Layer) security technology to encrypt the information you provide us via the site, especially when entering sensitive data on our registration or order forms. This ensures that your data is encrypted as it is transmitted over the Internet. SSL is a widely recognized protocol for encryption over the internet.
Once the information arrives at Modern Debt Help, it is stored on a secure server behind firewalls designed to block unauthorized access from outside Modern Debt Help. You can contribute to the security of your online transactions by not sharing your personal information or password with anyone. Remember, however, that no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, while we strive to utilize commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
If you have any queries about the security on our website, please do not hesitate to email us.
Log Files
Like most websites, we automatically collect certain information and store it in log files, including IP addresses, browser type, ISP, referring and exit pages, operating system, date/time stamp, and clickstream data. We use this information to analyze trends, administer the site, track movement around the site, and gather demographic information. We do not connect this automatically collected data to personally identifiable information.
Cookies
A cookie is a small text file stored on a user's computer for record-keeping purposes. We use cookies on this site, but the information we store in cookies is not linked to any personally identifiable information you submit while on our site.
We use session ID cookies to facilitate your navigation of our site. A session ID cookie expires when you close your browser. Persistent cookies may help store preferences and allow us to improve the experience on our site.
If you choose to reject cookies, you can still use our site, but your ability to use some sections of our site may be limited. Some business partners, such as advertisers, may also use cookies on our site. We do not have access to or control over those cookies.
Clear Gifs
We utilize a software technology known as clear gifs, also referred to as web beacons or web bugs, which help us manage content on our site more effectively by letting us know which content is impactful.
We may use clear gifs in HTML-based emails to determine which emails have been opened by recipients. This helps us measure the effectiveness of communications and marketing campaigns. If you wish to opt out of these emails, please refer to the Choice and Opt-out section.
Links to External Sites
Our website may contain links to other websites, including affiliates and third-party sites, which we neither own nor control. This privacy policy only pertains to the collection, use, and disclosure of your information by us on this site.
Although we aim to link only to sites that uphold our privacy standards, we cannot take responsibility for the privacy practices of other websites. We recommend that you read the privacy policies and terms and conditions of each website that gathers personally identifiable information.
Co-branded Sites
We may enter into co-branding arrangements with partners and affiliates. These business relationships are mutually beneficial and provide expanded product and service opportunities. We always offer opt-out options if your information is shared with such partners and affiliates.
Please be aware that websites linked to our site have their own privacy policies, which may or may not meet the standards set by our company.
Managing Your Personally Identifiable Information
Should your personally identifiable information change, or should you no longer require our product or service, you can correct, update, delete, or deactivate the same by reaching out to our Customer Support team via email, phone, or postal mail.
Customer Service
Any correspondence you send to us, such as emails and faxes, may be kept in your customer file. Similarly, information you provide to us over the phone may be noted in your file. We may also retain copies of correspondence we send to you.
These records are maintained to deliver the products and services you requested and to help us measure and enhance our customer service. Over time, we may delete these records as allowed by law. Phone calls may be recorded or monitored for customer satisfaction.
Based on the personally identifiable information you provide us, we may communicate with you to deliver the services you request and manage your account. We may communicate through email or telephone, in accordance with your preferences.
Legal Disclaimer
We hold the right to disclose your personally identifiable information when required by law, applicable regulations, governmental and quasi-governmental requests, judicial proceedings, court orders, or subpoenas.
Disclosure may also occur when enforcing our legal notices or other agreements, or to protect our rights, property, safety, or those of our users or others, including to a consumer reporting agency for fraud protection.
Supplementing Information
Occasionally, in order to provide certain services, we may supplement the personal information you provide us with information from third-party sources.
Business Transitions
In the event of a business transition, such as a merger, acquisition by another company, or sale of all or part of its assets, your personally identifiable information will likely be among the assets transferred.
You will be informed via email and/or a prominent notice on our website 30 days prior to any such change in ownership or control of your personal information.
Changes to this Privacy Statement
We reserve the right to modify this privacy statement at any time, while ensuring your privacy remains safeguarded. This privacy statement supersedes all previous notices or statements regarding our privacy practices related to this site.
We encourage regular visits to our site to review the current privacy statement and stay informed about how we are committed to protecting your information. If significant changes are made, we will post those changes on this privacy statement, the homepage, and other places we deem appropriate.
Contact Us
If you have any inquiries, observations, issues, or proposals pertaining to our privacy policy or our website, we kindly encourage you to reach us at: Modern Debt Help, 269 W Bonita Ave, Claremont, CA 91711, contact@moderndebthelp.com, 877-390-2217.